Do You Need A Home Inspection?

A man doing a home inspectionIf you’re buying a home, before you sign that contract and close that deal, one of the things you need to do is have the home inspected by a professional home inspector. Look, it’s not cheap to buy a home so why would you spend an additional $350 or $400 when you don’t even need to for a home inspection? In this article, we’ll get into why you can’t skip home inspection, even if you can:

You can use it as contingency What do I mean by that? It means that you can walk away from your purchase offer, free of penalty, if the home inspection report reveals that there are major or serious damages in the house. You do have the right to do that especially if there are significant defects in the house.

If you really like the house, you can either ask the owner to have it repaired first before you buy it. You can also negotiate to reduce the cost of the property at a level you’re comfortable to pay, considering the repair that needs to be done in the house. So basically, this is one of way of protecting yourself from buying a house that might not be worth the money.

What home inspectors examine Do know that not all inspectors have the same level of competence, knowledge, ability, thoroughness and experience. Some may be better than others. That’s just how it is. However, a good home inspector should examine the areas that you want to have examined, then give you a report that details his or her findings.

Depending on the size of the house and the areas that need to be examined, home inspection can last for 2-3 hours. No matter how long the process is, make sure that you, the buyer, should go along the inspector. That way you will get a firsthand explanation of his or her findings and you can also ask questions relevant to his or her findings. Being able to see the problems and getting an explanation firsthand, more often than not, makes more sense than just looking at a series of pictures and reading through a series of never-ending texts in the report.

In the report, the inspector notes:

  • If the problem that he or she uncovered is a safety issue or a major/minor defect
  • What needs to be replaced, repaired or serviced
  • Which items are okay for now but needs to be monitored closely, such as the aging air conditioning system. There’s no way of knowing when an item will break down so this is why this information is relevant – to give you a heads up and remove unwanted surprises.
These are the SOPs. However, if you’re lucky enough to work with a great inspector, then he will also tell you about routine maintenance that must be done.

To give you a general idea of what to expect, here are other things that home inspectors will typically check:

  1. Exterior • Exterior walls • Foundation • Grading • Garage or carport • Roof

  2. Interior • Plumbing • Electrical • Heating, ventilation and air conditioning (HVAC) • Water heater • Kitchen appliances • Laundry room • Fire safety • Bathrooms

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